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ABOUT NEO


NEO is the Greek word for new.


Imagine a day when mortgage companies can no longer get away with just putting people into debt, but must equally focus on getting people out of debt and showing them how to leverage their home to maximize their wealth.


We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make better neighbors and build stronger communities for us all.


We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.


As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.


Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.

We look forward to being your guide on your homebuying and wealth-building journey!

Tim Humphrey

Mortgage Loan Originator | NMLS 1982955

As a seasoned Mortgage Loan Originator with NEO Home Loans, Tim Humphrey brings a wealth of expertise and a deep passion for making homeownership a reality for families and individuals. With an extensive background in the mortgage industry, Tim understands the importance of finding the perfect rate, terms, and conditions for your home loan—and he's committed to making it happen.


Whether you are a first-time homebuyer, a seasoned homeowner looking to invest in an income property or second home, or a family eager to refinance for better rates and terms, Tim offers personalized guidance through the complexities of various loan options including Conforming, VA, FHA loans, and more. His dedication ensures that every client is steered towards the best financial solution to meet their unique needs.


Tim is a key member of the award-winning NEO Value Region team, which helped fund over a billion in loans last year. His unique lending abilities and commitment to financial literacy empower clients to achieve financial freedom through real estate investment.


Located in Everett, WA, Tim Humphrey and his mortgage team are your go-to experts for all your mortgage needs. Trust in Tim Humphrey and the Humphrey Mortgage Team for reliable, knowledgeable, and friendly mortgage services in Everett.

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