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It's part of our mission to position you as the most prepared home buyer in the market. Why? Because we believe the dream of homeownership is for everyone.


We go above and beyond to equip you with the knowledge, resources, and support you need to stand out among other buyers. By providing you with comprehensive guidance and personalized strategies, we ensure that you're well-prepared and confident throughout the home buying journey.

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You deserve to be a successful homeowner.

Let us guide you there.

Know the Difference

Pre-Qualified

Obtaining a pre-qualification with us involves providing a comprehensive overview of your financial situation, including details about your debts, credit, income, and assets. Our team conducts a thorough review of all submitted information to provide you with an estimate of the mortgage amount you could qualify for.

Typically, the pre-qualification process is swift, taking just one to two days. Upon completion, you'll receive a pre-qualification letter, a checklist of necessary documentation, and a loan estimate.

It's important to note that pre-qualification is based on the information you provide verbally and/or through your online application. This initial stage does not include an in-depth analysis of your supporting documentation. Our goal is to offer you a preliminary assessment so you can begin your journey toward securing a home loan in Everett, WA and beyond.

Pre-Approval

To obtain an official Pre-Approval letter from us, you will need to provide all necessary supporting documentation as outlined in our "items needed list."


Our team will conduct a comprehensive review and verification of your documentation, enabling us to issue an official Pre-Approval letter for a specific mortgage amount.


Undergoing the Pre-Approval process positions you advantageously as a buyer, especially in today’s competitive Everett housing market. Sellers often favor serious buyers who have shown their commitment by obtaining full Pre-Approval. This official documentation not only demonstrates your readiness but also significantly enhances your financial credibility, boosting your prospects of successfully acquiring your desired home.

How It Works

Step 1

Discovery

Before we can prescribe a mortgage strategy, we need to learn about you, your unique financial situation, and your long-term goals. We want a solution that helps your immediate needs while also supporting long-term goals.

Step 2

Strategy

We carefully analyze mortgage options to find the lowest cost and highest prosperity potential for you and your family. You'll receive a digital Total Cost Analysis, providing a clear breakdown of your mortgage options.

Step 3

Execution

Our utmost priority is to create a flawless home loan experience tailored to your needs. In a highly competitive market, we excel at positioning you for a swift loan closing, ensuring you don't miss out on opportunities. 

Step 4

Wealth Maximization

Even after you've settled into your new home, our commitment to you doesn't end. We continue to proactively manage your mortgage and provide ongoing guidance to help you maximize your wealth. This is just the start of our relationship!

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